The government’s decision to get rid of 40-year mortgages is based on the idea that there’s simply less risk for both borrowers and lenders when mortgages are paid down in a timely fashion. As the VA mortgage program has shown, 30 years is long enough.
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Why a 30-year home mortgage may leave you house poor. – And if you think you can't swing a 15-year loan, you should still learn.. you can easily get fixed-rate mortgage loans with 20-year or 25-year.
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Can I Get a 40-Year Mortgage? You Bet, but It's Not All Good News – While a 40-year mortgage is not well-known or widely used, some lenders do indeed offer it. But before you get too excited, note that this loan option is rare for a reason: It comes with some.
Mortgage Advice > Can I get a 40 Year Mortgages in MA – We can stretch it out as long or get you out as early as you like and your budget permits.FHA does offer low down payments, minimal reserve requirements and tolerates a higher expense ratio than other programs, but currently FHA does not offer a 40 year program.
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