are their still lenders who will finance a manufactured home? Asked by Mhomebuyer, 31602 Fri Jul 15, 2011. i found a home on some property that fits my needs perfectly but i was told that its very difficult to get a bank to finance a manufactured home.
You could get a personal loan to purchase or refinance a manufactured home. Approval times are fast and you might have an easier time getting approved for a personal loan rather than a mortgage.
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Tax Rebate For Buying A Home Second home sales also can provide some tax benefits, but not as much as they did in the past, thanks to a law that took effect in 2008. Previously, you could move into your vacation property, live in the home as your primary residence for two years and then sell and pocket up to $250,000 or $500,000 profit tax-free.
Can I get financing for a used doublewide home on 2 acres of. – Used mobile home, double-wide, 2 acres fenced in land Total Reply : 3 Does the mobile home have a permanent foundation? if there isn’t such a foundation, you won’t qualify for a mobile home mortgage.
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The FHA mobile home loan allows for both Double Wide and Single Wide manufactured home financing under FHA underwriting terms and conditions (which can be reviewed here). You’ll get a high quality low fixed rate , and in most instances, you will get a much higher loan-to-value (up to 96.5% financing) than you will ever find in the conventional.
According to the VA handbook, the manufactured home must be at least 10 feet wide and 400 square feet if a single wide, or 20 feet wide and 700 square feet if a double wide to be eligible for financing.