Secured loans are loans that are backed by an asset, like a house in the case of a mortgage loan or a car with an auto loan. This asset is collateral for the loan.When you agree to the loan, you agree that the lender can repossess the collateral if you don’t repay the loan as agreed.
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Why should I take a personal loan? – Personal Loan. it is not secured by collateral, which means to render something of value, such as a home or car etc. This is offered so that the lender can repossess in case of the account as.
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